Privacy Policy

Last Updated: 17 October 2026

H&A Wealth (“we”, “our”, or “us”) respects your privacy and is committed to protecting the personal information you share through our website, https://handawealth.in, and our related services.

This Privacy Policy explains what information we collect, how we use and protect it, when we may share it, how long we retain it, and the choices and rights available to you regarding your personal information.

By using our website, you acknowledge that you have read this Privacy Policy. Where consent is required under applicable law, we will obtain it before processing your personal information for the relevant purpose.

1. About H&A Wealth

H&A Wealth is associated with Dhaval Shaileshkumar Shah, an AMFI Registered Mutual Fund Distributor, providing mutual fund distribution services, investment-related assistance, and portfolio review support, as applicable to the services offered.

Distributor Registration Details

• Name: Dhaval Shaileshkumar Shah

• Registration: AMFI Registered Mutual Fund Distributor

• AMFI Registration Number (ARN): ARN-58240

• Employee Unique Identification Number (EUIN): E055885

We are committed to handling personal information responsibly and using it only for appropriate purposes in accordance with applicable laws and regulatory requirements.

2. Information We Collect

Depending on how you interact with our website and services, we may collect the following categories of information.

2.1 Personal and Contact Information

When you submit an enquiry, request a portfolio review, or contact us, we may collect:

• Full name

• Email address

• Mobile or telephone number

• City or location

• Information you voluntarily provide in your enquiry, message, or feedback

2.2 Financial and Investment Information

When you request investment-related assistance or portfolio review services, we may collect information relevant to your request, such as:

• Investment preferences and financial goals

• Investment holdings and portfolio details

• Risk profile and investment horizon

• Financial information and supporting documents you provide or that are required for the requested service

• Know Your Customer (KYC) information and identification documents, where required for legitimate investment-related or regulatory purposes

Please do not submit Aadhaar numbers, PAN details, bank account information, passwords, or other sensitive financial information through general website contact forms or unsecured email. Where such information is required, use an appropriate, secure channel.

2.3 Technical and Website Usage Information

When you visit our website, certain technical information may be collected automatically, depending on our website configuration and the technologies in use. This may include:

• IP address and browser type

• Device and operating system information

• Pages visited and time spent on the website

• Referring website or traffic source

• Approximate location derived from technical information

• Cookies and similar technologies used for website functionality, analytics, or security

2.4 Information from Third Parties

Where permitted by applicable law, we may receive information from mutual fund companies, registrars and transfer agents, authorised service providers, or other relevant organisations when necessary to provide requested services or meet legal and regulatory obligations.

3. How We Use Your Information

We use personal information for appropriate and specified purposes, which may include:

• Responding to enquiries and callback requests

• Scheduling and conducting portfolio reviews

• Understanding your investment objectives and service requirements

• Providing mutual fund distribution and related assistance

• Facilitating KYC and other applicable regulatory processes

• Maintaining client records and service-related communications

• Sending service updates and relevant investment-related information where permitted

• Sending promotional communications where appropriate consent or another lawful basis exists

• Operating, maintaining, and improving our website

• Monitoring website performance and resolving technical issues

• Detecting fraud, preventing misuse, and protecting our systems

• Complying with applicable laws, regulatory requirements, and lawful requests from competent authorities

We will not use your personal information for purposes incompatible with the purpose for which it was collected, except where permitted by applicable law.

4. Legal Basis and Consent

We process personal information in accordance with applicable data protection and other relevant laws.

Depending on the circumstances, processing may be based on your consent, steps taken at your request, the provision of services, compliance with legal or regulatory obligations, or another lawful basis recognised under applicable law.

Where processing relies on consent, you may withdraw that consent through the contact details provided in this policy. Withdrawal does not affect the lawfulness of processing carried out before the withdrawal. Certain information may still need to be retained or processed where legally required.

5. Cookies and Similar Technologies

Our website may use cookies and similar technologies to support essential functionality, improve website performance, understand visitor behaviour, and maintain security.

You may be able to manage cookies through your browser settings or any cookie preference controls provided on our website. Disabling certain cookies may affect some website features.

Where consent is legally required for non-essential cookies or analytics technologies, we will seek the appropriate consent before activating them.

6. Sharing and Disclosure of Information

We do not sell your personal information to third parties.

We may share relevant information, where necessary and permitted by applicable law, with the following categories of recipients:

• Mutual fund companies and financial institutions: To facilitate services or transactions you request.

• Registrars, transfer agents, and authorised intermediaries: To support applicable investment servicing and administrative processes.

• Technology and website service providers: To support hosting, communications, website operations, security, and other business functions.

• Professional advisers: Including legal, accounting, or compliance advisers where necessary.

• Regulatory and government authorities: Where disclosure is required or permitted by applicable law.

• Other parties authorised by you: Where you have requested or authorised a particular disclosure.

We seek to limit disclosures to information reasonably necessary for the relevant purpose and, where appropriate, use contractual and other safeguards to protect personal information.

Third-party service providers may process information in accordance with their applicable privacy terms and legal obligations.

7. Data Security

We take reasonable and appropriate measures, proportionate to the nature of the information and the risks involved, to protect personal information against unauthorised access, disclosure, alteration, loss, or misuse.

Depending on the systems and services used, safeguards may include access restrictions, secure communication protocols, authentication controls, secure hosting configurations, and appropriate operational procedures.

No website, electronic transmission, or storage system can be guaranteed to be completely secure. We therefore cannot promise absolute security, but we aim to maintain appropriate safeguards and address security issues when identified.

8. Data Retention

We retain personal information only for as long as reasonably necessary to fulfil the purposes described in this policy, provide requested services, maintain appropriate records, resolve disputes, and comply with applicable legal and regulatory requirements.

Retention periods may differ depending on the type of information, the nature of the relationship, and applicable record-keeping obligations.

When personal information is no longer required, we will take appropriate steps to delete it or anonymise it, subject to applicable law and legitimate retention requirements.

9. Your Privacy Rights and Choices

Subject to applicable law, you may have the right to:

• Request information about the personal data we process about you.

• Request correction or updating of inaccurate or incomplete personal information.

• Request deletion of personal information where applicable and legally permissible.

• Withdraw consent where processing is based on consent.

• Opt out of promotional or marketing communications.

• Raise a concern or grievance regarding our handling of personal information.

• Exercise other rights available to you under applicable data protection law.

We may need to verify your identity before responding to a request. Certain information may need to be retained where required by law or necessary for legal and regulatory purposes.

To exercise your rights, please contact us using the details provided in the Contact Information section.

10. Third-Party Websites and External Services

Our website may contain links to third-party websites, financial platforms, mutual fund company websites, or other external services.

These third parties operate independently and may have their own privacy policies, terms, and data-handling practices. We encourage you to review their policies before sharing personal information.

We are not responsible for the privacy practices of external websites or services that we do not control.

11. Data Transfers and Processing Locations

Some of our website hosting, technology, or service providers may process information on servers located outside your state or country.

Where personal information is transferred or processed across jurisdictions, we will take steps required by applicable law and any relevant contractual or regulatory obligations.

12. Children's Privacy

Our website and investment-related services are not intended to collect personal information directly from children through general enquiry forms.

Where information relating to a minor is required for a lawful investment-related purpose, it should be provided by an appropriate parent, guardian, or authorised representative through the relevant process and in accordance with applicable law.

13. Marketing Communications

We may contact you about services, portfolio reviews, educational material, or relevant updates where permitted by applicable law and, where required, with your consent.

You may opt out of promotional communications at any time by using the unsubscribe mechanism provided in the communication, where available, or by contacting us directly.

Opting out of promotional messages will not necessarily stop service-related, transactional, security, or legally required communications.

14. Legal and Regulatory Disclosures

We may disclose or process personal information where necessary to comply with applicable laws, regulations, court orders, lawful government requests, or relevant financial-sector requirements.

Where applicable, we may also process or retain information to establish, exercise, or defend legal claims, prevent fraud, and protect the rights, safety, and security of our clients and business.

15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our services, website functionality, technology, or applicable legal and regulatory requirements.

The revised version will be published on this page with an updated “Last Updated” date. We encourage you to review this page periodically.

Where required by applicable law, we will provide additional notice or obtain consent for material changes affecting the processing of your personal information.

16. Contact Information and Privacy Grievances

If you have questions about this Privacy Policy, wish to exercise your privacy rights, or want to raise a concern regarding the handling of your personal information, please contact us.

H&A Wealth

Name: Dhaval Shaileshkumar Shah

Professional Registration: AMFI Registered Mutual Fund Distributor

ARN: ARN-58240

EUIN: E055885

Mobile: +91 92272 52221

Email: dhaval@handawealth.in and nsfinancial11@gmail.com

Back office support

H&A Wealth MF : +91 99982 19079

H&A Wealth FD : +91 99982 11633

H&A Wealth LIC : +91 99981 45759

Email: support@handawealth.in and investreminder@gmail.com

Website: https://handawealth.in

We will review and respond to privacy-related requests in accordance with applicable legal and regulatory requirements. We may request additional information to verify your identity where reasonably necessary.

By using our website, you acknowledge this Privacy Policy. Where consent is required for a particular processing activity, that activity will be subject to the applicable consent requirements.